HOW WE WORK TOGETHER
Working with Fryar Financial
A quick breakdown of the planning process and timeline to getting started:
Step 1 — "Legacy to Vision" Discovery Call
A 30–45 minute conversation to see if we might be a good fit to work together. We’ll discuss what you’re looking for in an advisor and how we can potentially help.
Step 2 — Sign Agreement & Upload Information
If it makes sense to move forward, we’ll send over a client agreement to review and sign, as well as a secure portal to upload your financial information and link outside investment accounts.
You’ll be able to log in anytime to view a snapshot of your financial situation and securely access shared documents.
Step 3 — Data Gathering Meeting
Typically lasts 60–90 minutes. We’ll discuss where you are today and where you’re trying to get to in the future. A thorough review of your financial details, goals, concerns, and values ensures we’re all on the same page.
Step 4 — Financial Plan Delivery Meeting
An interactive meeting to review our observations and recommendations across all areas of your financial life. Typically lasts about 90 minutes, with a summary of action items provided afterward.
Ongoing Meetings
As part of our financial planning relationship, we regularly review and complete tasks throughout the year together:
- 📝 January / February: Tax Summary Letter
- 📘 Spring Update: Tax planning review and discussion of current-year opportunities
- 🌞 Summer: Check-in, as needed
- 🍂 Fall: Comprehensive Financial Planning Update, open enrollment review
- 💼 Tax Strategy Implementation (Nov–Dec):
- 🔄 Roth conversions
- 🎁 Appreciated stock gifting
- 🙏 Qualified Charitable Distributions
- 📊 Year-end tax projections
- 💸 Required Minimum Distributions
- 📉 Tax loss and gain harvesting
From Vision to Legacy
Determining the Right Path and Partnership
If you believe you could benefit from working with a financial professional, let’s review yours goals to see if you’re a good match for our practice.